An independent, fiduciary firm right here in Kernersville.
Piedmont Capital Advisors is an independent, fiduciary financial advisor at 123 Broad Street in Kernersville, NC. Our recommendations are built around where you are now and where you want to be. We start with your best interests in mind, a difference you’ll notice from the first conversation.
How we can help
Our services are built around your goals. No matter what stage of financial planning you're in, we'll build a plan that meets you where you are.
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Comprehensive Financial Planning
Your accounts, taxes, insurance, and estate documents, reviewed together.
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Retirement Planning
Social Security timing, RMDs, Roth conversions, and withdrawal order.
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Risk Management
Whether your current coverage still fits the life you have now.
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Estate and Legacy Planning
Beneficiaries and titling checked against your will, alongside your attorney.
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Business Owner and Executive Planning
Planning built around a business or equity that's your largest asset.
Kernersville's financial history impacts your future plans
Retirement planning here often starts with sorting out decades of mergers and ownership changes, not managing one steady employer's plan. Long-time Kernersville residents frequently hold retirement accounts, old pension paperwork, or old bank records tied to companies that no longer exist under the names they once had.
From Bank of Kernersville to Wells Fargo
For decades, many local families banked at Bank of Kernersville before it merged into Wachovia Bank and Trust in 1965. Wachovia was later acquired by Wells Fargo, which froze the pension plan it inherited from Wachovia in 2009. If your family's old deposit, stock, or pension records trace back through that chain, they now sit inside a much larger institution, and it can take real digging to find out exactly what you're entitled to.
Retirement plans built around Kernersville's actual employers
Kernersville's employment base runs through manufacturing, logistics, and healthcare, anchored by employers like John Deere's Kernersville campus, still known locally by its earlier name, Deere-Hitachi, before Deere took full ownership in 2022, and by residents who commute to Winston-Salem or Greensboro for employers like Novant Health, Atrium Health Wake Forest Baptist, or Truist. Each of those employers has its own retirement plan rules, some pensions, some 401(k) matches, some a mix depending on when you were hired, and we help you figure out exactly what your plan means for your retirement date.
Why work with us
How a first meeting works
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Reach out
Call the office or schedule online, and we'll set a time at 123 Broad Street, or by phone if that's easier for you.
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Share your specific goals
Walk us through your accounts, your goals, and what's on your mind, so we get the full picture before recommending anything.
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Get your plan
Jacob builds a plan based on your discussion, and you get specific recommendations built around your accounts and your goals.
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Decide what's next
We walk through the plan together, and you decide what to act on and when, at your own pace.
What clients say
Ready to get started?
We're at 123 Broad Street, Kernersville, NC 27284, open Monday through Friday, 9:00 AM to 5:00 PM. Call ahead to schedule an appointment. There's no cost for a first conversation.
Common questions
Do I need an appointment?
Yes. When you book an appointment, we'll make sure there's time in our schedule to address all of your questions and concerns.
What should I bring to a first meeting?
Recent statements for your accounts, if you have them handy. If you don't, come anyway, and we'll work out what to gather.
Is there a minimum to work with you?
No. Good financial planning begins at all levels. Give us a call and we'll tell you if we're the right fit for your specific needs.
Do you only work with people in Kernersville?
No. Most clients are nearby, but we work with clients all over North Carolina and beyond.