Financial Planner in Kernersville, NC
Piedmont Capital Advisors takes a personal approach to financial planning in Kernersville, NC. Jacob Rice, CFP®, ChFC®, CLU®, RICP®, has 12 years of experience helping retirees and pre-retirees customize financial plans around their goals and the realities of living in the Triad. Someone who spent their career at John Deere may have a different retirement picture than someone who worked for Atrium Health Wake Forest Baptist or another local employer.
You can meet our team at our office at 123 Broad Street or talk by phone. Your first conversation is free, giving you a chance to learn more about the firm and decide if it fits your needs.
Explore Our Financial Planning Services
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Financial Planning
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Retirement Planning
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Investment Planning
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Retirement Income Planning
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Investment Management
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Social Security Timing
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Annuities
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Required Minimum Distribution (RMD) Planning
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Roth Conversion Strategy
Factors That Affect Your Retirement in Kernersville
Kernersville’s economy creates unique retirement planning situations:
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Retirement Benefits Across the Triad
Kernersville sits along Interstate 40 between Winston-Salem and Greensboro. Many local careers connect to employers in both cities. Each employer has its own retirement rules, and those rules can affect when your income starts.
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John Deere Retirement Benefits
If you worked at the John Deere campus in Kernersville, your benefits may depend on when you joined the company. Locally, people knew the campus as Deere-Hitachi until Deere took full ownership in 2022. Your pension or 401(k) benefits can vary by hiring period, so we review your plan documents to understand what benefits you have and when you can access them.
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When Spouses Retire From Different Employers
One spouse may retire from Deere while the other retires from an employer in Winston-Salem. We combine both benefit schedules into one plan and see which Social Security timing works best for the household.
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Atrium Health Wake Forest Baptist Benefits
Some Kernersville retirees also worked in Winston-Salem at Atrium Health Wake Forest Baptist. Those benefits come with their own rules, so we help you determine which income to use first and which savings to tap later.
See How We Compare With Other Kernersville Financial Planners
Once you have your Kernersville records together, the next question is who should help manage them. See how we approach the concerns many retirees and pre-retirees bring to a financial planner.
Ready to Talk?
Piedmont Capital Advisors combines an independently owned firm with the research and scale of a national broker-dealer. If you want to discuss your retirement goals in Kernersville, book a free consultation online. Alternatively, call our office Monday through Friday from 9:00 AM to 5:00 PM.
Frequently Asked Questions
What should I show at the first meeting?
Show us your most recent account statements and any pension paperwork from former employers, even if the company has changed names since you worked there. If you cannot find a document, do not worry. We can help you identify what is missing and any records you need to request.
How long until I see a plan?
Most people meet with us one to three times. We start by gathering information about your accounts and goals, and then we prepare your analysis and walk you through our recommendations. You decide what to do and when to do it.
Do you prepare my tax return?
No. We provide tax-efficient planning recommendations and work with your CPA, who prepares your return. If you do not have a CPA, we can recommend one.
How does Piedmont Capital Advisors get paid?
During your initial consultation, we review your situation and explain what we see. You only pay for our services if you decide to work with us. If you have any questions about costs, Jacob will answer them directly.
What Clients Say About Kernersville.
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